When you start to get serious about planning for the latter stages of your life it is important to educate yourself with regard to the expenses that you may be faced with. It is natural for your first thought to be that your elder years will simply be more of the same from a financial […]

Leaving behind a legacy to your loved ones is a very important matter, and there can be a lot more to think about than simply handing out shares of the whole. When you get serious about planning your estate it is more than just a matter of dollars and cents because you invariably recognize the […]

Current demographic statistics indicate that senior citizens are the most rapidly growing segment of the United States population. This is the reality as we speak, but additional members of the baby boomer generation are continually reaching the age of 65 on a daily basis. In fact, recent news stories have highlighted the rather stunning statistic […]

Estate planning is all about achieving multiple objectives at the same time, and this is one of the things that makes the field so interesting. There are a small percentage of people who have resources so vast that their estate plans can be made without having any significant impact on their budgeting for retirement. But […]

Some people are under the impression that Medicare will take care of all their health care needs once they reach the age of 65, but this is not the case when it comes to long-term care. And when you take a look at how high these expenses are right now coupled with the fact that […]

Sometimes you hear estate planning spoken about as something that is taking place outside of the flow of your life as it unfolds. In these instances the subject is addressed from the standpoint that there is this package of assets that will always stay untouched from the time you start planning until the time you […]

When you are looking into the subject of estate planning on the Internet you’ll hear frequent mention of probate avoidance, and many laypeople are not aware of exactly what probate is let alone why you’d want to avoid it. So to provide a brief explanation probate is the process that your estate must pass through […]

Because estate planning involves preparing for an event that will only take place once it is not something that most people delve into in any great detail except when they’re actively engaged in creating their plan. So there are a lot of financial instruments that are commonly used by estate planning attorneys that the average […]

The Kaiser Foundation reports that Mississippi's Meicaid rolls increased by 75,000 between December 2007 and December 2009, from 521,000 to 596,000.  In a state with a population of about 3,000,000, that represents almost 1 out of ever 5 people in the state.  No word from the Govornor's office on how many of those 596,000 actually […]

Governor Barbour is advocating block grants for state Medicaid programs, under the auspices that states need the freedom and flexability to design Medicaid programs around each states' unique needs.  The trouble with this proposal is that it ignores the fact that states routinely ignore the requirements of Medicaid coverage law now.  For example, Mississippi is […]