It’s easy to get emotional about money, especially if you have spent much of your life working towards establishing and accomplishing financial goals. As your goals change through the various phases of your financial life, you will shift from accumulating assets to figuring out how to protect them and to distribute these to your loved ones if and when something happens to you.

Managing your money with logic is easier said than done because there’s no doubt that you’ll have some emotional connection to the financial aspect of your life. Unfortunately, headlines from the news can make it nerve wracking to approach financial management with logic rather than emotion.

Focus instead on your individual goals about how much you’ll need to live comfortably in retirement as well as pay down your debts. Projecting your retirement income based on social security and your current savings can give you an update about when you need to make adjustments and retool your plans for the future. Figure out how much you need to invest and save to meet your goals and then focus on execution. Keeping your focus on the most important issues for your individual needs can help you to avoid being distracted by scary news stories and predictions about what might happen in the financial markets.

You are better off partnering with a team of experienced financial and estate planning professionals who will work hard to keep you advised of what you need to know and when and how you need to make adjustments based on shifts in the law or other aspects of life. Regardless of your overall financial planning goals, you need to have a team of people who is familiar with your individual needs.