Medicaid is a government-funded healthcare program that provides financial assistance to low-income individuals and families in need of medical coverage. In Mississippi, Medicaid covers a variety of healthcare services, including nursing home care.

In order to qualify for Medicaid coverage of nursing home care in Mississippi, an individual must meet certain eligibility requirements. These requirements include income and asset limits, as well as a requirement that the individual require a certain level of care.

To be eligible for Medicaid coverage of nursing home care, an individual’s income must be below the Medicaid limit for their state. In Mississippi, the income limit for Medicaid coverage is currently set at $2,382 per month for an individual. This limit may vary depending on the individual’s circumstances, such as whether they are married or have dependent children.

In addition to income limits, Medicaid also has asset limits that an individual must meet in order to be eligible for coverage. In Mississippi, the asset limit for an individual seeking Medicaid coverage of nursing home care is currently set at $2,000. This limit includes all of the individual’s assets, such as their savings, investments, and property.

In addition to meeting income and asset limits, an individual must also require a certain level of care in order to qualify for Medicaid coverage of nursing home care. In Mississippi, this level of care is referred to as “nursing facility level of care.” To meet this requirement, an individual must have a medical condition that requires ongoing nursing or rehabilitation services, or they must need help with at least two activities of daily living, such as bathing, dressing, or using the bathroom.

It is important to note that Medicaid coverage of nursing home care in Mississippi is only available to individuals who meet the eligibility requirements outlined above. If an individual does not meet these requirements, they may still be able to receive nursing home care, but they will likely have to pay for it out of pocket or through private insurance. I have never had a client tell me they wanted to go broke and leave their spouse destitute because they wanted to pay outright for nursing home care.

So How Can We Help?

Our office staff are experts in Medicaid eligibility law. There are legal planning strategies that allow us to move your assets around in order to protect them from Medicaid and get you qualified without having to spend down everything you’ve worked so hard for. Give our office a call at 601.925.9797 or click here to schedule a call to speak with one of our attorneys.